APPLICATION FORM

Completed in full and signed by all parties.

COPY OF CERTIFICATE OF TITLE

Including plan of sub-division or strata title if applicable.

CONTRACT DOCUMENTS

If an established property - fully signed contract note and section 32. If a home is to be built - include copy of signed building agreement, plans and specifications, builder's insurance and building permit.

EVIDENCE OF SAVINGS

Bank statements confirming savings history (3 months minimum) including receipts for deposits paid.

EVIDENCE OF INCOME

Employed Applicants

Employment letter showing length of employment, annual salary and details of any regular overtime or allowances. Recent payslips (x2), group certificates and ATO notice of assessments.

Self-Employed Applicants

Business and personal tax returns (including balance sheet, profit & loss statements and tax assessment notices) for the past two financial years and ATO notice of assessments.

INVESTMENT LOANS

Letter from agent verifying anticipated rental income or copy of current lease agreement or most recent rental statement.

REFINANCE LOANS/OTHER COMMITMENTS

Minimum 6 months statements from existing lender(s) for loans being refinanced and recent statement for ongoing loans/credit cards.

100 POINTS IDENTIFICATION

Acceptable forms of identification including passports, birth certificates, drivers licences, Medicare cards, rate notices etc.

MORTGAGE PROTECTION

INCOME PROTECTION

LIFE COVER